Privacy Policy

How we protect your data and privacy

Last Updated: January 15, 2024

1. Introduction

Welcome to SpendWise. We are committed to protecting your privacy and ensuring transparency about how we handle your information. This Privacy Policy explains our practices regarding the collection, use, and disclosure of information when you use our Service.

By using SpendWise, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

SpendWise is designed with your privacy in mind. We collect minimal information to provide and improve our service:

Important: Your financial data (budgets, expenses, and calculations) never leaves your device. We do not collect, store, or have access to your financial information.

2.1 Information You Provide

  • Expense Data: All budget amounts, expense descriptions, and calculations are stored locally in your browser and are never transmitted to our servers.
  • Contact Information: If you contact us directly, we may receive additional information such as your name, email address, and the contents of your message.

2.2 Automatically Collected Information

  • Usage Data: We may collect anonymous information about how you interact with our application to improve user experience.
  • Technical Information: Browser type, version, and other diagnostic data may be collected for technical optimization.

3. How We Use Your Information

We use the limited information we collect for various purposes:

  • To provide and maintain our Service
  • To notify you about changes to our Service
  • To provide customer support
  • To gather analysis or valuable information to improve our Service
  • To monitor the usage of our Service
  • To detect, prevent and address technical issues

4. Data Storage and Security

Your data security is our priority:

Local Storage: All your financial data is stored locally in your browser using localStorage. This means your budget information, expenses, and calculations remain on your device and are not transmitted to our servers.

  • No Account Required: Since we don't require user accounts, we don't store personal identifiers.
  • Browser-Based: Your data persists in your browser until you clear your browser data or use the "Clear" function in our application.
  • Export Responsibility: We recommend regularly exporting your data using our PDF export feature to maintain backups.

5. Third-Party Services

We may employ third-party companies and individuals for the following reasons:

5.1 Advertising

SpendWise displays advertisements to support our free service. These third-party ad servers or ad networks use technology to serve advertisements that appear on our Service.

  • Third-party advertisers may use cookies, JavaScript, or Web Beacons to measure advertising effectiveness
  • We have no access to or control over these cookies used by third-party advertisers
  • You should consult the respective privacy policies of these third-party ad servers for more detailed information

5.2 Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service.

6. Data Retention

Since your financial data is stored locally in your browser:

  • We do not retain your financial data on our servers
  • Your data remains in your browser until you clear it
  • Clearing your browser data will remove all SpendWise information

7. Your Data Protection Rights

Depending on your location, you may have certain data protection rights. Since we don't store your personal financial data, many of these rights are inherently protected:

  • The right to access: You can access all your data directly in the application
  • The right to rectification: You can edit your data directly in the application
  • The right to erasure: You can delete your data using the "Clear" function or by clearing browser data
  • The right to data portability: You can export your data using our PDF export feature

8. Children's Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us:

  • By email: privacy@spendwise.com
  • By visiting our Contact page: Contact Us